are essentially Mutual Funds in a Life Insurance wrapper. Because
they are Mutual Funds, you can benefit from stock-market growth
rates. Because they are offered by Life Insurance companies, you
can often get better settlement and/or wealth-transfer options at
death. But, because they are "variable," these funds can
rise, and fall, with the stock market.
Because of their
potential volatility, Variable Annuities may be appropriate for some of
your speculative funds, but may be inappropriate for your
"core" retirement funds that you cannot afford to lose...use
Fixed Annuities for those core funds, and see a wide range of Fixed
Annuity products on the relevant pages within this site.
We will be pleased to
review your financial plans and goals to determine the most appropriate
planning and financial products for you.
Contact Peter A. Constandy at
(703) 799-2500 to discuss a personalized financial program that will
assist you to grow, protect, and conserve your wealth.
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